:root {
    --azul-principal: #0757a6;
    --azul-oscuro: #073b70;
    --azul-profundo: #032c54;
    --azul-claro: #e9f4ff;
    --celeste: #16a6e1;
    --verde: #18a46b;
    --blanco: #ffffff;
    --gris-fondo: #f4f7fb;
    --gris-texto: #5e6b7a;
    --gris-borde: #dce5ef;
    --texto: #152638;
    --sombra: 0 20px 50px rgba(5, 48, 89, 0.12);
    --radio: 22px;
}


* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: Inter, Arial, Helvetica, sans-serif;
    background: var(--blanco);
    color: var(--texto);
    line-height: 1.6;
}

button,
input,
select {
    font: inherit;
}

a {
    color: inherit;
    text-decoration: none;
}

.contenedor {
    width: min(1160px, calc(100% - 40px));
    margin: 0 auto;
}

.seccion {
    padding: 95px 0;
}


.encabezado {
    position: fixed;
    top: 0;
    left: 0;
    z-index: 1000;

    width: 100%;
    height: 76px;

    background: rgba(255, 255, 255, 0.96);
    border-bottom: 1px solid rgba(12, 65, 111, 0.08);
    backdrop-filter: blur(14px);
}

.navegacion {
    height: 100%;

    display: flex;
    align-items: center;
    justify-content: space-between;
}

.marca {
    display: flex;
    align-items: center;
    gap: 11px;

    color: var(--azul-oscuro);
    font-size: 17px;
    font-weight: 800;
    line-height: 1.1;
}

.marca-icono {
    width: 42px;
    height: 42px;

    display: grid;
    place-items: center;

    background: var(--azul-claro);
    border-radius: 13px;
    font-size: 21px;
}

.marca small {
    display: block;
    margin-top: 4px;

    color: var(--gris-texto);
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.3px;
    text-transform: uppercase;
}

.boton-menu {
    padding: 12px 20px;

    background: var(--azul-principal);
    border-radius: 999px;

    color: var(--blanco);
    font-size: 14px;
    font-weight: 700;

    transition:
        transform 0.2s ease,
        background 0.2s ease;
}

.boton-menu:hover {
    background: var(--azul-oscuro);
    transform: translateY(-2px);
}


.hero {
    min-height: 860px;
    padding-top: 76px;

    position: relative;
    display: flex;
    align-items: center;

    overflow: hidden;
    background: var(--azul-profundo);
}

.hero-fondo {
    position: absolute;
    inset: 0;

    background:
        linear-gradient(
            90deg,
            rgba(3, 34, 66, 0.98) 0%,
            rgba(4, 51, 91, 0.91) 46%,
            rgba(4, 51, 91, 0.34) 73%,
            rgba(4, 51, 91, 0.16) 100%
        ),
        url("https://images.unsplash.com/photo-1551836022-d5d88e9218df?auto=format&fit=crop&w=1800&q=85");

    background-position: center;
    background-size: cover;
}

.hero::after {
    content: "";

    position: absolute;
    right: -150px;
    bottom: -240px;

    width: 500px;
    height: 500px;

    background: rgba(21, 166, 225, 0.16);
    border-radius: 50%;
    filter: blur(4px);
}

.hero-contenido {
    position: relative;
    z-index: 2;
}

.hero-texto {
    max-width: 680px;
    padding: 85px 0;
    color: var(--blanco);
}

.etiqueta {
    display: inline-flex;
    align-items: center;

    margin-bottom: 22px;
    padding: 8px 15px;

    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.21);
    border-radius: 999px;

    color: #e4f6ff;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.3px;
}

.hero h1 {
    max-width: 670px;

    font-size: clamp(42px, 5vw, 67px);
    line-height: 1.03;
    letter-spacing: -2.3px;
}

.hero h1 strong {
    display: block;
    color: #63cff8;
}

.hero-texto > p {
    max-width: 630px;
    margin-top: 25px;

    color: rgba(255, 255, 255, 0.86);
    font-size: 19px;
    line-height: 1.65;
}

.confirmacion {
    margin-top: 24px;

    display: flex;
    align-items: center;
    gap: 10px;

    color: var(--blanco);
    font-weight: 700;
}

.confirmacion span {
    width: 28px;
    height: 28px;

    display: grid;
    place-items: center;

    background: var(--verde);
    border-radius: 50%;
}


.calculadora-7 {
    max-width: 540px;
    margin-top: 27px;
    padding: 20px;

    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.22);
    border-radius: 18px;
    backdrop-filter: blur(15px);
}

.calculadora-titulo {
    display: flex;
    align-items: center;
    gap: 13px;
}

.calculadora-icono {
    width: 46px;
    height: 46px;

    display: grid;
    place-items: center;

    flex-shrink: 0;

    background: rgba(255, 255, 255, 0.15);
    border-radius: 13px;
    font-size: 23px;
}

.calculadora-titulo strong {
    display: block;
    color: white;
    font-size: 16px;
}

.calculadora-titulo small {
    display: block;
    margin-top: 2px;

    color: rgba(255, 255, 255, 0.69);
    font-size: 12px;
}

.calculadora-cuerpo {
    margin-top: 17px;
}

.calculadora-cuerpo label {
    display: block;
    margin-bottom: 7px;

    color: rgba(255, 255, 255, 0.82);
    font-size: 12px;
    font-weight: 700;
}

.entrada-dinero {
    height: 52px;

    display: flex;
    align-items: center;

    background: white;
    border-radius: 11px;
    overflow: hidden;
}

.entrada-dinero > span {
    height: 100%;
    padding: 0 15px;

    display: grid;
    place-items: center;

    background: #edf6ff;

    color: var(--azul-principal);
    font-size: 18px;
    font-weight: 800;
}

.entrada-dinero input {
    width: 100%;
    height: 100%;
    padding: 0 15px;

    border: 0;
    outline: none;

    color: var(--texto);
    font-size: 16px;
    font-weight: 700;
}

.resultado-7 {
    margin-top: 14px;
    padding: 14px 16px;

    display: grid;
    grid-template-columns: 1fr auto;
    align-items: center;
    gap: 3px 15px;

    background: rgba(1, 26, 51, 0.38);
    border-radius: 11px;
}

.resultado-7 > span {
    color: rgba(255, 255, 255, 0.8);
    font-size: 12px;
}

.resultado-7 strong {
    color: #72dcff;
    font-size: 24px;
}

.resultado-7 small {
    grid-column: 1 / -1;

    color: rgba(255, 255, 255, 0.52);
    font-size: 10px;
}


.boton-principal {
    width: fit-content;

    margin-top: 31px;
    padding: 17px 25px;

    display: flex;
    align-items: center;
    gap: 20px;

    background: var(--celeste);
    border-radius: 13px;
    box-shadow: 0 15px 30px rgba(6, 167, 226, 0.27);

    color: var(--blanco);
    font-size: 17px;
    font-weight: 800;

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease;
}

.boton-principal:hover {
    transform: translateY(-3px);
    box-shadow: 0 19px 36px rgba(6, 167, 226, 0.37);
}

.hero-confianza {
    margin-top: 48px;

    display: flex;
    flex-wrap: wrap;
    gap: 40px;
}

.hero-confianza div {
    display: flex;
    flex-direction: column;
}

.hero-confianza strong {
    font-size: 15px;
}

.hero-confianza span {
    color: rgba(255, 255, 255, 0.65);
    font-size: 12px;
}


.titulo-seccion {
    max-width: 720px;
    margin: 0 auto 55px;
    text-align: center;
}

.titulo-seccion > span {
    color: var(--azul-principal);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 1px;
    text-transform: uppercase;
}

.titulo-seccion h2 {
    margin-top: 10px;

    color: var(--azul-profundo);
    font-size: clamp(31px, 4vw, 45px);
    line-height: 1.15;
    letter-spacing: -1.3px;
}

.titulo-seccion p {
    margin-top: 18px;
    color: var(--gris-texto);
    font-size: 17px;
}


.beneficios {
    background: var(--blanco);
}

.tarjetas-beneficios {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}


.tarjeta-giratoria {
    min-height: 330px;
    perspective: 1100px;
    cursor: pointer;
    outline: none;
}

.tarjeta-interior {
    position: relative;

    width: 100%;
    height: 100%;
    min-height: 330px;

    transition: transform 0.7s cubic-bezier(0.2, 0.75, 0.25, 1);
    transform-style: preserve-3d;
}

.tarjeta-giratoria.girada .tarjeta-interior {
    transform: rotateY(180deg);
}

.tarjeta-cara {
    position: absolute;
    inset: 0;

    padding: 32px 27px;

    background: white;
    border: 1px solid var(--gris-borde);
    border-radius: var(--radio);
    box-shadow: 0 12px 30px rgba(5, 48, 89, 0.07);

    backface-visibility: hidden;
    -webkit-backface-visibility: hidden;
}

.tarjeta-frente {
    display: flex;
    flex-direction: column;
}

.icono-beneficio {
    width: 56px;
    height: 56px;

    display: grid;
    place-items: center;

    margin-bottom: 22px;

    background: var(--azul-claro);
    border-radius: 16px;
    font-size: 26px;
}

.tarjeta-frente h3,
.tarjeta-reverso h3 {
    color: var(--azul-profundo);
    font-size: 19px;
}

.tarjeta-frente p,
.tarjeta-reverso p {
    margin-top: 11px;

    color: var(--gris-texto);
    font-size: 14px;
}

.tarjeta-reverso {
    transform: rotateY(180deg);

    display: flex;
    flex-direction: column;

    background:
        linear-gradient(
            145deg,
            var(--azul-profundo),
            var(--azul-principal)
        );

    border-color: transparent;
    color: white;
}

.tarjeta-reverso h3 {
    color: white;
}

.tarjeta-reverso p {
    color: rgba(255, 255, 255, 0.78);
}

.tarjeta-reverso ul {
    margin-top: 14px;
    padding-left: 19px;

    color: rgba(255, 255, 255, 0.84);
    font-size: 13px;
}

.tarjeta-reverso li {
    margin-bottom: 5px;
}

.icono-reverso {
    background: rgba(255, 255, 255, 0.14);
}

.ver-mas {
    margin-top: auto;
    padding-top: 20px;

    color: var(--azul-principal);
    font-size: 12px;
    font-weight: 800;
}

.volver-tarjeta {
    margin-top: auto;
    padding-top: 15px;

    color: rgba(255, 255, 255, 0.59);
    font-size: 11px;
}

.texto-destacado {
    display: block;
    margin-top: 17px;

    color: #73d8ff;
    font-size: 14px;
}

.boton-tarjeta {
    width: fit-content;
    margin-top: 19px;
    padding: 11px 16px;

    background: white;
    border-radius: 10px;

    color: var(--azul-principal);
    font-size: 12px;
    font-weight: 800;
}

.tarjeta-giratoria:focus-visible .tarjeta-cara {
    outline: 4px solid rgba(22, 166, 225, 0.3);
}


.como-funciona {
    background: var(--gris-fondo);
}

.pasos {
    display: grid;
    grid-template-columns: 1fr 80px 1fr 80px 1fr;
    align-items: start;
}

.paso {
    text-align: center;
}

.numero-paso {
    width: 62px;
    height: 62px;

    display: grid;
    place-items: center;

    margin: 0 auto 22px;

    background: var(--azul-principal);
    border: 8px solid var(--azul-claro);
    border-radius: 50%;

    color: var(--blanco);
    font-size: 20px;
    font-weight: 900;
}

.paso h3 {
    color: var(--azul-profundo);
    font-size: 19px;
}

.paso p {
    max-width: 270px;
    margin: 10px auto 0;

    color: var(--gris-texto);
    font-size: 14px;
}

.linea-paso {
    height: 2px;
    margin-top: 30px;

    background:
        repeating-linear-gradient(
            to right,
            #a8c2d9 0,
            #a8c2d9 8px,
            transparent 8px,
            transparent 15px
        );
}


.seccion-formulario {
    background:
        radial-gradient(
            circle at 10% 10%,
            rgba(46, 167, 223, 0.23),
            transparent 32%
        ),
        linear-gradient(
            140deg,
            var(--azul-profundo),
            var(--azul-principal)
        );
}

.contenedor-formulario {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    gap: 70px;
    align-items: start;
}

.informacion-formulario {
    position: sticky;
    top: 120px;

    padding-top: 45px;
    color: var(--blanco);
}

.etiqueta-clara {
    background: rgba(255, 255, 255, 0.13);
}

.informacion-formulario h2 {
    max-width: 460px;

    font-size: clamp(35px, 4vw, 51px);
    line-height: 1.08;
    letter-spacing: -1.5px;
}

.informacion-formulario > p {
    max-width: 470px;
    margin-top: 20px;

    color: rgba(255, 255, 255, 0.78);
    font-size: 17px;
}

.lista-formulario {
    margin-top: 35px;
    list-style: none;
}

.lista-formulario li {
    margin: 16px 0;

    display: flex;
    align-items: center;
    gap: 12px;

    font-weight: 600;
}

.lista-formulario span {
    width: 29px;
    height: 29px;

    display: grid;
    place-items: center;

    background: rgba(255, 255, 255, 0.15);
    border-radius: 50%;
    color: #73dcba;
}

.formulario {
    padding: 42px;

    background: var(--blanco);
    border-radius: 28px;
    box-shadow: 0 25px 70px rgba(0, 20, 46, 0.28);
}

.cabecera-formulario {
    margin-bottom: 33px;
}

.cabecera-formulario > span {
    color: var(--azul-principal);
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1px;
    text-transform: uppercase;
}

.cabecera-formulario h2 {
    margin-top: 7px;

    color: var(--azul-profundo);
    font-size: 29px;
    line-height: 1.2;
}

.cabecera-formulario p {
    margin-top: 10px;
    color: var(--gris-texto);
    font-size: 14px;
}

.fila-formulario {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 17px;
}

.campo {
    margin-bottom: 19px;
}

.campo label,
.grupo-opciones legend {
    display: block;
    margin-bottom: 8px;

    color: var(--texto);
    font-size: 14px;
    font-weight: 750;
}

.campo input,
.campo select {
    width: 100%;
    height: 51px;
    padding: 0 15px;

    background: #fbfdff;
    border: 1px solid var(--gris-borde);
    border-radius: 11px;
    outline: none;

    color: var(--texto);

    transition:
        border 0.2s ease,
        box-shadow 0.2s ease;
}

.campo input:focus,
.campo select:focus {
    border-color: var(--celeste);
    box-shadow: 0 0 0 4px rgba(22, 166, 225, 0.12);
}

.grupo-opciones {
    margin: 11px 0 27px;
    padding: 0;

    border: 0;
}

.ayuda-campo {
    margin-top: -4px;
    margin-bottom: 12px;

    color: var(--gris-texto);
    font-size: 12px;
}

.opciones-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
}

.opcion {
    min-height: 49px;
    padding: 11px 13px;

    display: flex;
    align-items: center;
    gap: 9px;

    background: #f8fbfe;
    border: 1px solid var(--gris-borde);
    border-radius: 10px;

    cursor: pointer;

    transition:
        border 0.2s ease,
        background 0.2s ease;
}

.opcion:hover {
    background: var(--azul-claro);
    border-color: #afd6f2;
}

.opcion input {
    width: 17px;
    height: 17px;
    accent-color: var(--azul-principal);
}

.opcion span {
    color: #364858;
    font-size: 13px;
    font-weight: 600;
}

.privacidad {
    display: flex;
    align-items: flex-start;
    gap: 10px;

    margin-top: 8px;

    color: var(--gris-texto);
    font-size: 12px;
    cursor: pointer;
}

.privacidad input {
    width: 17px;
    height: 17px;
    margin-top: 2px;

    flex-shrink: 0;
    accent-color: var(--azul-principal);
}

.boton-formulario {
    width: 100%;
    min-height: 57px;
    margin-top: 25px;
    padding: 14px 20px;

    display: flex;
    align-items: center;
    justify-content: center;
    gap: 15px;

    background:
        linear-gradient(
            120deg,
            var(--azul-principal),
            var(--celeste)
        );

    border: 0;
    border-radius: 12px;
    box-shadow: 0 15px 28px rgba(7, 87, 166, 0.24);

    color: var(--blanco);
    font-size: 16px;
    font-weight: 800;

    cursor: pointer;

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease;
}

.boton-formulario:hover {
    transform: translateY(-2px);
    box-shadow: 0 18px 32px rgba(7, 87, 166, 0.32);
}

.mensaje-seguridad {
    margin-top: 13px;

    color: var(--gris-texto);
    font-size: 11px;
    text-align: center;
}


.pie-pagina {
    padding: 52px 0;
    background: #021f3b;
    color: rgba(255, 255, 255, 0.7);
}

.contenido-pie {
    text-align: center;
}

.marca-pie {
    width: fit-content;
    margin: 0 auto 20px;
    color: var(--blanco);
}

.contenido-pie > p {
    max-width: 650px;
    margin: 0 auto;
    font-size: 13px;
}

.texto-legal {
    margin-top: 15px !important;
    color: rgba(255, 255, 255, 0.45);
    font-size: 11px !important;
}


.boton-flotante {
    position: fixed;
    right: 20px;
    bottom: 20px;
    z-index: 999;

    min-height: 53px;
    padding: 10px 18px;

    display: flex;
    align-items: center;
    gap: 9px;

    background: #1dbf73;
    border-radius: 999px;
    box-shadow: 0 12px 28px rgba(0, 45, 30, 0.24);

    color: var(--blanco);
    font-size: 13px;

    transition: transform 0.2s ease;
}

.boton-flotante:hover {
    transform: translateY(-3px);
}

.boton-flotante span {
    font-size: 20px;
}


@media (max-width: 960px) {

    .tarjetas-beneficios {
        grid-template-columns: 1fr 1fr;
    }

    .contenedor-formulario {
        grid-template-columns: 1fr;
        gap: 45px;
    }

    .informacion-formulario {
        position: static;
        padding-top: 0;
        text-align: center;
    }

    .informacion-formulario h2,
    .informacion-formulario > p {
        margin-left: auto;
        margin-right: auto;
    }

    .lista-formulario {
        width: fit-content;
        margin-left: auto;
        margin-right: auto;
        text-align: left;
    }

}


@media (max-width: 700px) {

    .contenedor {
        width: min(100% - 28px, 1160px);
    }

    .seccion {
        padding: 70px 0;
    }

    .encabezado {
        height: 67px;
    }

    .marca {
        font-size: 14px;
    }

    .marca-icono {
        width: 37px;
        height: 37px;
        font-size: 18px;
    }

    .boton-menu {
        max-width: 170px;
        padding: 9px 12px;
        font-size: 10px;
        text-align: center;
    }

    .hero {
        min-height: 980px;
        padding-top: 67px;
        align-items: flex-end;
    }

    .hero-fondo {
        background:
            linear-gradient(
                0deg,
                rgba(3, 34, 66, 1) 5%,
                rgba(3, 34, 66, 0.93) 55%,
                rgba(3, 34, 66, 0.23) 100%
            ),
            url("https://images.unsplash.com/photo-1551836022-d5d88e9218df?auto=format&fit=crop&w=1000&q=85");

        background-position: 62% center;
    }

    .hero-texto {
        padding: 230px 0 50px;
    }

    .hero h1 {
        font-size: 39px;
        letter-spacing: -1.5px;
    }

    .hero-texto > p {
        margin-top: 19px;
        font-size: 16px;
    }

    .confirmacion {
        align-items: flex-start;
        font-size: 14px;
    }

    .calculadora-7 {
        padding: 17px;
    }

    .resultado-7 {
        grid-template-columns: 1fr;
    }

    .resultado-7 strong {
        font-size: 26px;
    }

    .boton-principal {
        width: 100%;
        justify-content: center;
        text-align: center;
    }

    .hero-confianza {
        display: none;
    }

    .titulo-seccion {
        margin-bottom: 38px;
    }

    .titulo-seccion h2 {
        font-size: 32px;
    }

    .titulo-seccion p {
        font-size: 15px;
    }

    .tarjetas-beneficios {
        grid-template-columns: 1fr;
    }

    .tarjeta-giratoria,
    .tarjeta-interior {
        min-height: 320px;
    }

    .pasos {
        grid-template-columns: 1fr;
        gap: 25px;
    }

    .linea-paso {
        display: none;
    }

    .paso {
        padding: 23px;

        background: var(--blanco);
        border: 1px solid var(--gris-borde);
        border-radius: 18px;
    }

    .contenedor-formulario {
        gap: 36px;
    }

    .informacion-formulario h2 {
        font-size: 35px;
    }

    .informacion-formulario > p {
        font-size: 15px;
    }

    .formulario {
        padding: 27px 19px;
        border-radius: 21px;
    }

    .cabecera-formulario h2 {
        font-size: 25px;
    }

    .fila-formulario {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .opciones-grid {
        grid-template-columns: 1fr;
    }

    .boton-flotante {
        right: 13px;
        bottom: 13px;

        width: 51px;
        height: 51px;
        min-height: 51px;
        padding: 0;

        justify-content: center;
    }

    .boton-flotante strong {
        display: none;
    }

}